Will Your Money Outlast You?
One of the fears of growing old is running out of money before you die. That’s why this Before I Die New Mexico Festival presentation with Steve Margulin, CPA, CFP® is so important. In this video, “Don’t let your savings suffer a pre-mature death,” Steve shares valuable information about how to make your money last into your golden years and the elements of successful aging.
Among the topics covered are the three phases of retirement (The Go-Go Years, The Slow-Go Years, and The No-Go Years), tips for making your elder years healthy, long term care considerations, why being the Bank of Mom and Dad is bad for your kids and your finances, the financial perils of fraud, grey divorces, and inflation, and figuring out how much money you need to retire.
Healthy Aging Tips – It’s Not Just About Money!
Steve offered these tips to enjoy a long and healthy retirement, and avoid added healthcare costs.
- Eat healthy foods – yes, that means fruits and vegetables!
- Move every day – stand up every hour. Take a walk or do other exercises.
- Set a regular sleep schedule.
- Drink plenty of water – flavor it if it helps you drink 8-10 8 ounce glasses a day.
- Manage stress in your life.
- Build a strong social circle.
- Don’t skip doctor appointments.
About Steve Margulin
Steve Margulin, CPA, CFP®, Retirement Extender®
Steve Margulin is a well-known financial advisor and life coach in Albuquerque, New Mexico, who has guided individuals and families on financial matters since 1993. Steve has made a lifelong commitment to learning and has earned five (5) professional designations. He customarily takes over 100 hours of continuing education to stay current and learn more about the subjects he advises on.
As a Certified Public Accountant, Steve teaches retirement readiness and enhancing your life in retirement coursework as an Adjunct Professor through the University of New Mexico. The courses blend financial education with life planning to help clients build wealth, align their money with their values, and teach attendees to pursue to and maintain a healthy retirement.
Steve uses a holistic approach to help clients maintain and improve their financial well-being as a Wealth Advisor and Managing Member of Retirement Extender®, a Branch Office of CWM, LLC, an SEC Registered Investment Advisor.
Steve implements his holistic approach by using an integrated team of investment, planning, & tax specialists at Retirement Extender®. His goal is to ensure clients have control over their day-to-day, month-to-month finances; have the capacity to absorb a financial shock; be on track to pursue their financial goals; and have the financial freedom to make the choices that allow them to enjoy life.
A graduate of California State University, Northridge, Steve earned a bachelor’s degree in economics. He has taken graduate coursework in taxation at San Joaquin College of Law and at the University of New Mexico. A former controller of a school district, he has donated time and money to many not for profit organizations including serving as president of the Albuquerque Chapter of Institute of Management Accountants, treasurer of the Society of Financial Service Professionals and also of the Jewish Federation of Central New Mexico.
Steve grew up in the Los Angeles area and has been living in New Mexico for over 30 years, where he enjoys classical music, playing the violin, sports (especially the UNM Lobos and the LA Dodgers), and bike riding. He also likes traveling with his wife, Iris, and visiting her three children and six grandchildren.
Summing up his work, Steve says, “What I want for my clients is their financial freedom. I track their goals, monitor their investments, and provide accountability and life coaching, so they progress in that direction.”
Festival Sponsors
Thank you to these companies and organizations that made the Before I Die NM Festival possible.
- A Good Goodbye – Gail Rubin puts the “fun” in funeral planning. AGoodGoodbye.com
- Beloved – providing custom personalized obituaries and eulogies. Beloved-Press.com
- Compassion & Choices – improving care, expanding options and empowering everyone to chart their end-of-life journey. www.CompassionandChoices.org
- Daniels Family Funerals & Cremations, Fairview Memorial Park, Gabaldon Mortuary, Sandia Memory Gardens and Vista Verde Memorial Park in Albuquerque.
- EstatePros LLC – offering professional dispersal of personal possessions due to a move, illness, or death. EstateProsNM.com
- Final Exit Network – educating about and defending the right to choose at end-of-life. FinalExitNetwork.org
- French Funerals & Cremations and Sunset Memorial Park in Albuquerque.
- GatheringUs – providing in-person and virtual memorial services and online memorial pages. GatheringUs.com
- Keeper – providing hybrid & virtual memorial services and keeping memories alive with online tributes to preserve, celebrate and share life legacies. MyKeeper.com
- Morris Hall PLLC – estate planning attorneys in New Mexico and Arizona. MorrisTrust.com
- Remembering A Life – your guide to honoring a life well lived, from planning a tribute to mourning a loved one. RememberingALife.com
- Retirement Extender® – investment management services with a personalized strategy recommendation based on your needs and objectives. RetirementExtender.com
A portion of the sponsorship proceeds and ticket sales from the Before I Die NM Festival were donated to 501(c)(3) charitable partner, Historic Fairview Cemetery, established in Albuquerque in 1881. The cemetery is the final resting place of 12,000 individuals, with remarkable stories reflecting the history of Albuquerque, New Mexico, and the United States of America. The website is www.HistoricFairviewCemeteryABQ.org.